Concrete Repair/Damage

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City Municipal Code (Chapter 12.20 [PDF]) states that property owners are responsible for the repair of adjacent curb, gutter and sidewalk. The City of Loveland operates three separate concrete replacement programs. The City may participate in the following ways:

Target Area Program

The annual Street Resurfacing-Concrete Rehabilitation Program repairs damaged curb and gutters, at no expense to the homeowner, when the street has been identified for resurfacing or reconstruction. These curb and gutter repairs are recognized as having a serious drainage problem which may cause water to pool and seep under the pavement, weakening the gravel base and pavement. In some cases the City will repair damaged sidewalks adjacent to the curb and gutter when those areas are identified as being a safety hazard. 

Blanket Bid Program

The Blanket Bid Program is a citywide concrete program which provides concrete repair services to all departments of the City. Contractors are used to repair concrete damage that has been caused by things like City utility installations or City utility repairs. This program is also occasionally used to repair damaged curb and gutter sections, as well as concrete cross pans, in areas outside of the target areas, when major drainage problems are identified.

Do you or someone you know require accessibility to a sidewalk? The Blanket Bid Program is also used to assist citizens with disabilities that require access to the sidewalks. Please contact us and let us know if you are aware of areas that are in need of wheelchair accessibility.

Cost Share Program

The City provides a ‘Cost Share’ program for homeowners residing at their property for curb, gutter, and sidewalk repairs. It is the responsibility of the property owner to repair any damaged areas adjacent to or abutting their property. To qualify for the ‘Cost Share’ program the damage must be a drainage or safety issue, such as a tripping hazard or settled curb and gutter. Aesthetics, such as surface spalling, are not a qualifying factor for these repairs. It is required that City staff inspect the damaged area prior to removal and prior to placement of the new concrete. 

Commercial Properties, rentals, and HOA’s are not eligible for this program.

Broken sidewalk

Cost Share Amount

Homeowners are required to get three bids from concrete contractors and provide the City with copies of those bids prior to beginning work. The City will reimburse the property owner up to 50% of the lowest bid received by the homeowner.


The City does not provide a contractor to do the repairs. It is the responsibility of the
homeowner to contact the contractors for bids and select a contractor to do the work to the
City’s specifications. We require a minimum of three estimates for the work. A copy of the estimates must be submitted to the City prior to beginning the work. The contractor is required to get a Right-of-Way permit to perform the concrete repairs. There is no charge for the permit, but the contractor must meet the City’s insurance requirements. The City will provide the necessary inspections of the work.

Cost Share Payment

Once the work has been completed, the homeowner must submit the original paid receipt to the City of Loveland, Public Works Engineering at 2525 West First Street, Loveland, CO 80537, Attn: Cost Share Program. The City will reimburse the property owner up to fifty percent (50%) of the lowest bid received, within three weeks of receiving the paid invoice. Only a certain amount of funding is set aside for this program, so it will be used on a first come, first served basis. If work is completed prior to approval, the applicant will not be reimbursed.

Low Income Property Owners

Low Income property owners may apply for Concrete Repair Assistance. Based on household size and total annual household income, applicants may qualify for 100% cost assistance for concrete repairs. Contact John Seufert, at Public Works Transportation Engineering, at 970-962-2559 to apply for this program.

Dangerous Sidewalk Areas

Curb, gutter, and sidewalk damage is the responsibility of the adjacent property owner, per City Code. If a sidewalk is identified as a safety hazard, based on a citizen complaint or other criteria, a 30 Day Notice for repairs will be sent to the property owner, via Certified Letter, to correct the problem. In some cases the time period will be extended if there are mitigating circumstances, such as the time of year, etc. All curb, gutter and sidewalk repairs that are the responsibility of the property owner will be marked with pink paint.

Commercial properties, rentals, and HOA’s are not eligible for the Cost Share Program.

If repairs are not started within thirty days of the receipt of the 30 Day Notice, the City may use one of its own contractors to do the repairs. The City will send the property owner a bill for the repairs, along with administrative fees, to be paid within a given time period. If the bill is not paid within that time period the City will take the necessary actions to recoup payment.

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